Our multi-award-winning brokers provide expert advice on a wide variety of standard and specialist mortgages. We’ll search the entire market and compare products from over 300 lenders to find the most cost-effective option for you. To ensure securing a mortgage is as stress-free as possible, we’ll manage the entire process from start to finish.
We’re a multi-award-winning mortgage brokerage, based in Godalming, Surrey, who provides expert remote and face to face advice to individuals, families, and businesses throughout the UK. We provide advice you can trust and were recently named the UK’s most trusted brokerage.
We can secure funds from a variety of mainstream and specialist lenders, including lenders and products only available through brokers. With over 50 years of combined experience and relationships with over 300 lenders, our FCA-regulated and CeMAP-qualified team is highly knowledgeable, experienced, and well connected.
Rather than adopting a “one-size-fits-all” approach, we take the time to understand your current and future circumstances and what’s important to you so that we can tailor expert recommendations specifically to your situation. Whether your situation is simple or complex, we’re here to help.
As a whole-of-market mortgage broker, we compare products across the entire market to find the best deal for you, often delivering results where other firms have failed. We can assist you in securing funds for a variety of purposes, including purchasing residential property, building a portfolio of rental properties, releasing equity from your existing assets, or simply securing a new deal.
Whether you are purchasing your first property, moving home, or looking to remortgage, our highly experienced team is here to guide you through every step.
First-time landlords, limited companies, LLP’s, or seasoned investors, we’re here to help. We’ll secure the most suitable mortgage to maximise your rental profit.
Second charge mortgages allow you to borrow money for a variety of purposes, such as consolidating debts, improving your home, settling tax bills, or even buying a holiday home.
Even if your credit history isn’t perfect or you’ve been rejected by a lender, we can still help. When others have failed, we find creative solutions and deliver results.
Locked into a deal with your current lender but wanting to release additional funds. Our experienced brokers can act on your behalf to release some of your existing equity.
Looking to secure a new deal via your existing lender but unsure where to start. Our team of experts can guide you through the process from start to finish.
Our brokers can source funds from an extensive network consisting of over 300 lenders, including high street banks, private banks, building societies, specialist lenders, family offices, peer to peer lenders, and private equity firms. Our existing lender relationships are vast, varied and trusted.
Lenders calculate how much you can borrow in different ways, and there is no set rule. A variety of factors influence your borrowing ability, including the price of the property you want to purchase, the size of the deposit you have, and your income and expenditure.
You will need a minimum of 5% deposit. In general, the higher the deposit, the lower the interest rate.
Yes, it is possible to buy a buy to let property as an individual or as a limited company.
This will vary depending on the loan amount, the term of the mortgage, and the interest rate.
Depending on the type of mortgage, affordability may be a factor. For example, residential mortgages are based on affordability. In contrast, some buy-to-let mortgages are based on rental income rather than your own income.
Yes, it is possible to obtain a mortgage even if your credit isn’t perfect, however the rate and fees will likely be higher.
Our team of experts is ready to guide you through the entire mortgage process. If you have any questions about our services or would like to make an enquiry, please get in touch with us today for a no-obligation chat.
