Guides & market intelligence.

Plain-English guides, rate commentary, and market analysis from the Curzon Financial team.

MARKET UPDATE 2 Oct 2026 · 3 min read · Featured Bank of England Holds Base Rate — What It Means for Your Mortgage The base rate decision affects millions of mortgage holders. Here's what it means for your repayments and whether now is the right time to fix. Read article

BRIDGING FINANCE 1 Oct 2026 · 5 min read Bridging Finance Explained: When It Makes Sense and When It Doesn't Bridging finance is powerful but often misunderstood. We break down when it's the right tool — and when it's not. Read article

BRIDGING FINANCE 1 Oct 2026 · 4 min read Auction Finance: How to Move Fast Without Getting Burned Property auctions move fast — you're legally committed the moment the hammer falls. Here's how to make sure your finance is ready before you bid. Read article

RESIDENTIAL 29 Sep 2026 · 7 min read First-Time Buyer Guide: From Offer to Keys Everything a first-time buyer needs to know: Agreement in Principle, mortgage application, surveys, exchange, and completion — step by step. Read article

SELF-EMPLOYED 27 Sep 2026 · 5 min read Self-Employed Mortgages: How Lenders Assess Your Income Getting a mortgage when self-employed is more achievable than you might think. Here's what lenders look for and how to present your income. Read article

MARKET UPDATE 24 Sep 2026 · 4 min read Should You Fix for 2 or 5 Years? A Broker's View With rate expectations shifting, the 2 vs 5-year question is back on everyone's lips. Here's how we're advising clients right now. Read article

BUY-TO-LET 22 Sep 2026 · 6 min read Limited Company Buy-to-Let: Is It Still Worth It? SPV structures became popular after Section 24, but the landscape has changed. We look at whether limited company ownership still makes sense in 2026. Read article

DEVELOPMENT FINANCE 19 Sep 2026 · 5 min read Development Finance: What Lenders Actually Look For GDV, build costs, experience, exit strategy — we walk through how development lenders assess a project and what makes a strong application. Read article

RESIDENTIAL 17 Sep 2026 · 4 min read Remortgaging: When to Start and What to Expect Starting the remortgage process at the right time can save thousands. Here's our guide to timing, process, and what to watch for. Read article

BUY-TO-LET 15 Sep 2026 · 5 min read HMO Mortgages: What You Need to Know Before You Buy Houses in multiple occupation offer strong yields but come with specific lending requirements. Here's what to expect from the mortgage process. Read article

EQUITY RELEASE 12 Sep 2026 · 5 min read Equity Release in 2026: Opportunities and Risks With property values still high and pension shortfalls common, equity release is increasingly in focus. We look at who it suits — and who it doesn't. Read article

RESIDENTIAL 10 Sep 2026 · 4 min read Adverse Credit and Mortgages: More Options Than You Think A CCJ or missed payment history doesn't automatically close the door on a mortgage. Specialist lenders exist — and we know who they are. Read article

SECURED LOANS 8 Sep 2026 · 4 min read Secured Loans vs Remortgage: Which Is Right for You? If you need to raise capital against your home, you have two main options. Here's how to decide which route makes more sense for your situation. Read article

SECURED LOANS 5 Sep 2026 · 5 min read Second Charge Mortgages: What They Are and When to Use One A secured loan sitting behind your existing mortgage can unlock significant equity without disturbing your current rate. Here's how they work. Read article

RESIDENTIAL 1 Sep 2026 · 4 min read Remortgaging with Adverse Credit: What Are Your Options? Coming off a fixed rate with a blip on your credit file isn't the end of the road. Specialist lenders can help — and we know which ones. Read article

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