Tools, guides &
useful links.

Everything you need to research, plan, and understand your mortgage — all in one place.

Run the numbers first.

Property Value
£50k£2m
Deposit
0%100%
Mortgage Term
5 yrs35 yrs
Interest Rate
0.5%10%

Monthly repayment

Capital & interest repayment basis

Loan amount
Total interest
Total repayable
LTV ratio
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For illustrative purposes only. Results assume a capital repayment mortgage and do not account for fees. Your actual rate will depend on your circumstances and lender assessment.

Property Price
£40k£2m

Stamp Duty (SDLT)

England & Northern Ireland

Property price
Effective rate
Buyer type
Speak to an adviser

For illustrative purposes only. England and Northern Ireland rates only. Scottish buyers pay LBTT; Welsh buyers pay LTT. Verify with your conveyancer before committing.

Your annual income
£15k£500k
Monthly credit commitments
None£5,000/mo

Estimated borrowing

Based on 4.5× income multiple

Conservative (4×)
Standard (4.5×)
Enhanced (5.5×)
Combined income
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For illustrative purposes only. Income multiples vary by lender, employment type, and circumstances. Credit commitments, deposit size, and credit history all affect the final amount available.

Know before you apply.

First-Time Buyer

The First-Time Buyer’s Complete Guide

From saving your deposit to receiving your keys — every step of the process explained clearly.

Remortgage

Remortgage Guide: When & How to Switch

Understanding when your deal ends, what your options are, and how to avoid the standard variable rate.

Buy-to-Let Mortgages

Buy-to-Let Mortgage Guide

Rental yields, stress tests, licensing, and tax — everything a landlord needs to know before investing.

Self-Employed

Self-Employed Mortgage Guide

How lenders assess sole traders, contractors, and directors — and how to present your income correctly.

Expert Opinions

Buying Property at Auction: What UK Buyers Need to Know

Buying a property at auction can present opportunities for buyers and investors looking for potentially competitive prices or unique properties. However, auction purchases can move quickly and require careful preparation.

Expert Opinions

Current Mortgage Rates in the UK: What is Really Happening in the Mortgage Market in 2026?

The UK mortgage market continues to experience significant change during 2026. Following a period where many borrowers expected mortgage rates to gradually reduce, recent economic uncertainty, inflation concerns, and global events have caused lenders to reassess pricing.

Expert Opinions

Let to Buy Explained: A Guide for UK Homeowners

Let to buy is becoming increasingly popular among homeowners who want to move to a new property without selling their current home. It can offer flexibility and the opportunity to build a property portfolio, but it also comes with additional considerations.

Auction

Buying Property at Auction

How to bid with confidence, arrange finance in time, and avoid the common pitfalls of buying at auction.

Expert Opinions

Property Flips in the UK: What You Need to Know Before You Start

Property flipping has become an increasingly popular strategy in the UK for those looking to generate profit from the housing market. Done well, it can deliver strong returns in a relatively short period. Done poorly, it can be costly and stressful.

Expert Opinions

Self-Employed Mortgages in the UK: A Clear Guide for Business Owners

Being self-employed shouldn’t hold you back from owning a home. Yes, the process can be more detailed, but with the right preparation and guidance, it can be just as straightforward as a standard application.

Expert Opinions

Second Charge Mortgages Explained: What They Are and When to Use One

As a whole of market mortgage brokerage, we regularly help clients decide whether a second charge mortgage is the right route or whether a remortgage would be more suitable.

Property Investment

The Investor’s Guide to Property Flipping

How to finance, refurbish, and sell investment property for profit — and what the numbers really look like.

Useful links & tools.

MoneyHelper

Free, impartial money guidance

FCA Register

Check your broker is authorised

Land Registry

Search property ownership records

MoneySavingExpert

Rate comparisons & mortgage news

Rightmove

UK property search

Zoopla

Property valuations & listings

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