Development
Finance.

Specialist funding for ground-up development, heavy refurbishment, and conversion projects across the UK.

Funding built around your project.

1

Ground-Up Development

Senior and stretched senior facilities for new-build residential schemes — from single plots to multi-unit apartment blocks — with staged drawdowns as build progresses.

2

Heavy Refurbishment

Finance for structural conversions, extensions, and full refurbishments where the property is uninhabitable and standard mortgage lending is unavailable.

3

Change of Use

Specialist lending for commercial-to-residential permitted development conversions, including office blocks, retail units, and agricultural buildings.

4

Development Exit Finance

Reduce your financing costs once a development is wind and weather tight — exit expensive development facilities early and sell units from a lower cost base.

Is this right
for you?

Sound like a good fit?

How we work
with you.

1

Initial Consultation

We listen first. We take time to understand your financial position, goals, and any complexities before recommending anything.

2

Market Search

We search over 300 lenders across the entire market to identify the most appropriate products at the best available rates.

3

Full Support

We manage your application end-to-end — liaising with lenders, solicitors, and valuers — and keep you informed throughout.

What you need
to know.

1

Lenders typically lend up to 65–75% of GDV and 80–90% of build costs — equity contribution and experience significantly affect leverage available

2

A professional quantity surveyor’s cost report and monitoring surveyor appointment are usually required by lenders

3

Planning consent and a strong GDV from a local RICS-registered agent are essential before approaching development lenders

4

Developer track record is critical — first-time developers may need to partner with an experienced contractor or accept lower leverage

300+ Lenders, Searched For You.

From high street banks to specialist providers, we search the entire market to find the right deal for your circumstances.

+ 290 more lenders available

Speak to an adviser about Development Finance.